For Qaadir Orthotics, Prosthetics, Rehab Equipment & Digital Software Systems

Available Leasing Models

Qaadir offers three structured leasing options suitable for SMEs, O&P workshops, rehab centers, hospitals, 3D printing labs, and distributors.

1. Operating Lease (OPEX Model)

• No ownership transfer

• Lower monthly payments

• Ideal for clinics wanting flexibility and upgrade paths

2. Finance Lease (Capital Lease)

• Ownership transfers at end of term

• Higher eligibility for capital expenditure budgets

3. Subscription-Based Leasing (Software & Digital Systems)

• For CAD/CAM, scanners, software platforms, digital workflows

• Includes service, updates, and replacement options

Lease Duration Options (UAE Standard Durations)

Equipment (Routers, SLS printers, scanners, ovens, vacuum pumps, CAD systems):

• 24 months

• 36 months (most common)

• 48 months

• 60 months (for high-value equipment only)

Software & Digital Platforms:

• 12 months

• 24 months

• 36 months

• Auto-renew options available

Interest Rates & Cost Structure

Because leasing in UAE is pegged to EIBOR (Emirates Interbank Offered Rate), most medical leasing programs follow a blended structure:

Recommended Qaadir Leasing Rates (UAE Market-Aligned):

For High-ticket Machines (SLS printers, CAD/CAM labs):

• 7.5% – 9% interest if bundled with 3-year service

• 0% for 12 months promotional introductory leasing (commonly used for market entry)

These ranges align with:

• UAE medical equipment finance norms

• Dubai SME financing frameworks

• DIFC-backed leasing practices

Down Payment Requirements

Service, Warranty & Maintenance in Leasing

Included as Standard

• Annual preventive maintenance

• Hotline & remote support

• Replacement parts up to AED 1,500 per year

• Software updates & firmware upgrades

Optional Add-Ons

• Full maintenance contract (AED 2,000 – 7,500/year)

• Next-business-day onsite service

• Extended warranty (years 3–5)

End–of–Term Options

Operating Lease

• Return equipment

• Extend lease at reduced rate

• Upgrade to new model

• Purchase at fair market value

Finance Lease

• AED 1 buyout option

• Immediate transfer of ownership

Software Leasing

• Auto-renew

• Switch to perpetual licence (if available)

Eligibility Criteria for Clinics & O&P Labs

• UAE trade licence (O&P, medical devices, clinics, rehabilitation)

• Minimum 2 years operations

• Bank statements (6 months)

• VAT registration

• Good credit record (Al Etihad Credit Bureau)

Fast-track Approval (<48 hours) for:

• Government hospitals

• Large O&P rehab networks

• Existing Qaadir customers

UAE-Specific Advantages Offered by Qaadir Leasing

• Tax-friendly: lease payments classified as OPEX

• Sharia-compliant leasing available

• No collateral needed for < AED 250,000

• Attractive for new O&P startups in Dubai, Sharjah, Abu Dhabi

Example Monthly Payments (UAE Benchmarks)

Example 1: Vacuum Forming Workstation – AED 15,000

36-month Operating Lease @ 9%
➡️ AED 478 / month

Example 2: SLS Printer Bundle – AED 95,000

48-month Finance Lease @ 11%
➡️ AED 2,485 / month

Example 3: CAD/CAM Software – AED 7,500/year

12-month Subscription Lease
➡️ AED 625 / month (includes updates)